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Why Is It Important To Have A Social Security Disability Lawyer On Your Side?

February 17, 2015 by Howard Slusky Leave a Comment

Not knowing what to expect from your social security disability lawyer can be scary, especially if you’ve never used a social security lawyer before. At Slusky & Walt, we make it a priority to make this experience a good one for you. We understand that what you’ve been through, including finding the correct diagnosis of your chronic medical condition and various treatment options for this medical condition, can take a toll on you. That is why we are here to help you handle your social security disability, so that you can concentrate on your health and not the SSDI that can be a pain.

It is important that you understand that being able to receiving social security benefits because of a mental or physical disability is a difficult and lengthy process. It isn’t something that happens overnight, and because of this, we highly encourage you to use our social security disability lawyer to assist you. There will be plenty of questions and confusion about the program, including understanding the intricacies that is has. Having our lawyer on your side to answer questions and clear up any confusion that you may have about the process will make it a lot less stressful and in some cases, faster.

If you’re looking to understand and apply for SSDI and have your application approved, we invite you to give our experienced SSDI lawyer a call. We offer free consultations! Fill out the form on our contact us page and get started filing for SSDI now!

 

How Much Money Should You Receive from Social Security?

February 5, 2015 by Howard Slusky Leave a Comment

Social security disability can be a difficult subject to wrap your mind around. There are so many different things that you need to consider when applying for SSDI, and without the help of one of our social security disability lawyers, that can be tough. We have already given you the information that you need regarding the qualifications you must meet, if social security disability is in fact for you, and understanding why social security taxes exist. One thing that we haven’t covered yet, is how much in social security disability you can expect to get from the government each month.

As a whole, your social security disability payments will all depend on the income that you have paid social security taxes on, which is also called “covered earnings”, and for how many years you paid them for. The numbers are different for everyone and there is no standard that you can expect to be paid, however, an average recipient of social security disability receives roughly $300-$2,200 monthly. If you feel as though you would qualify as a social security disability recipient, we invite you to learn more from our lawyers!

Please don’t hesitate to contact us and make an appointment to meet with our experienced social security attorney in the Flint and Southfield, MI areas. We are more than happy to answer all of your questions and clear any confusion that you have about SSDI. Review our past blogs for information that you may like to hear!

 

Social Security Is More Than Just A Retirement Program

January 30, 2015 by Howard Slusky Leave a Comment

If you’ve been following our previous blog posts, then you already know that social security disability is a pretty simple concept. Throughout the entire life of your career, you will be paying taxes for social security, so that later in life, you can take out the social security that you need to live for retirement. In reality though, social security is much more than retirement, and here’s why.

Although many people seem to look at social security as just a retirement program that they’ve paid into for their entire working career, it is way more than that. Social security is also used for if you become disabled and you are unable to work, if someone in your family becomes disabled who cannot work, or a spouse, child or dependent dies. There are many different circumstances that many people are unaware of, and those are taken on as a case by case basis. Using a reliable social security disability attorney is recommended to have a higher advantage of getting the SSDI in Southfield that you deserve. All of the social security taxes that are deducted are based on your yearly earnings. To get benefits for disability or retirement, you must have been paying into the social security taxes.

Are you ready to contact our social security disability attorney to learn all of the details about SSDI? Visit us online today and get the assistance you need from the premier social security disability lawyer in Southfield, MI!

Understand Social Security

January 17, 2015 by Howard Slusky Leave a Comment

Many people aren’t aware of what social security is for, and why we put money towards it with every paycheck that we are handed for our entire life. Without knowing what social security taxes are for, it can be hard to understand why you have to pay them in the first place. Eventually you will be able to see a return on the social security taxes that you pay to the government, but in reality we understand that it isn’t fun to see money going to places that you aren’t immediately benefiting from.

To put it simply, social security money that is pulled from your weekly paychecks goes towards paying taxes. These taxes are then used for people who are retired, people who are disabled, the survivors of workers who have died, and also dependents of beneficiaries. The taxes that you pay aren’t going to be used just for you. So, if you are thinking that the government is storing them specifically for your needs for after you retire, think again! The social security taxes that every American pays the government is put into a pool, and when you get to the age you want to retire, you will be able to apply for the social security disability you are entitled too, but there are some catches. Be sure to check back soon for our next blog to understand why social security is more than retirement. If you are having problems with your SSDI, give our lawyers in Flint a call!

Do You Qualify?

January 15, 2015 by Howard Slusky Leave a Comment

Finally, the blog you have all been waiting for! With our previous blogs under your belt and stored for future reference, we know that you will find all of the following information useful. We promised you that we would give you a list of all the qualifications that you must meet in order to even be considered when you apply for Social Security Disability Insurance. With our SSDI lawyers on your side in Southfield, we know that you will be able to apply and hopefully be approved. All you need to do is make sure that all the following qualifications have been met.

The rules to qualify for SSDI are pretty simple. There are two main categories that you must meet criteria for, which include financial and medical. To even be considered, you must have prevention from working any of your previous or future jobs. You must have a disability that prevents you from working, or you must meet impairment listing requirements. If you do meet the medical requirements, then you can move on to the next requirement, which is financial. You have to be able to prove that you earned a certain amount of money per month, and that you have consistently paid taxes into the federal system for a certain amount of years.

Do you think that you meet all of the social security disability requirements? Visit us online now and speak with one of our SSDI lawyers that has the experience and knowledge you can trust!

Is Social Security Disability For You?

January 1, 2015 by Howard Slusky Leave a Comment

Have you read our last blog yet? If you haven’t, now would be a great time to do so. In our previous post, we talked about how you and your family should never just accept the suffering you experience when it comes to your financial stability and income if you have suffered from an accident that revokes your ability to continuously work. If you have caught up and read the previous post, then you will be satisfied to know that today we’re going to explain to you, all of the benefits that you will be eligible to receive when participating in the SSDI program.

Using our experienced social security disability lawyers can be very beneficial for you, because you could be more likely to end up with SSDI with us standing behind you. SSDI is a great way to receive disability benefits from the government. That’s right, SSDI is a fully funded government program that every employee in the United States funds. Do you want to learn more about the SSDI program, including how you can qualify for such a program?

We invite you to stay tuned for our next blog, where we will be going over how you can qualify for Social Security Disability Insurance in Flint. If you aren’t sure where you to start, we invite you to peruse our past blogs and give our SSDI page a visit. Feel free to contact us online or give us a phone call to have any of your immediate questions addressed.

If Money Is Tight & You Can’t Work, SSDI Is For You!

December 17, 2014 by Howard Slusky Leave a Comment

December is a hard month for many families. Money always seems to be tight, but you still want to be able to take care of your family and buy them gifts they will love and enjoy. An unfortunate part of life is that sometimes it doesn’t goes as planned. If you have suddenly lost the ability to work, whether that be from a traumatic experience or an accident, Slusky & Walt is on your side.

We understand that if you can’t work because of an injury and accident, you shouldn’t be left for broke. You should be able to give your children the gifts they deserve and not feel like you are going to break the bank because of it. Losing your job is one thing, but losing your ability to work on a consistent basis because of tragic accident is another.

At Slusky & Walt, we have the social security disability lawyers you need, so that you can get back up on your feet again. We will help you every step of the way when you apply for the SSDI program. Don’t be afraid to step out of your comfort zone and get the assistance you need to live comfortably and happy again! Our team full of professionals have what it takes to help you understand SSDI, what it can do to benefit you and your family, and answer any questions that you may have.

Are you ready to take a step towards satisfaction in the Southfield area, so that you and your family can live with hope? Visit Slusky & Walt online today, and schedule an appointment with one of our experienced SSDI lawyers now!

 

 

Can the Insurance Carrier Suspend or Modify My Michigan Workers’ Compensation Cash Benefits?

November 27, 2014 by Howard Slusky Leave a Comment

Can the Insurance Carrier Suspend or Modify My Michigan Workers’ Compensation Cash Benefits?

If you are a worker in the State of Michigan and you suffer a job related injury or illness you may be entitled to workers’ compensation benefits. Your benefits may include both medical treatment and wage replacement benefits. Wage replacement benefits are cash benefits that are intended to replace the wages you would earn if you had not suffered the injury or illness. Once you are approved for benefits, your cash benefits could suddenly stop or be modified. This may lead you to ask “ Can the insurance carrier suspend or modify my Michigan workers’ compensation cash benefits? ”

The answer to that question is that yes, your Michigan workers’ compensation cash benefits could be suspended or modified, but not without a legitimate reason. There are several legitimate reasons why your wage replacement benefits could be suspended or modified, including, but not limited to:

 

  • You are able to return to work – if your treating physician believes you are able to return to work, either full-time or part-time, a report will be filed with the insurance carrier indicating that you can return to work. Your benefits may ts
  • You are not cooperating with treatment – as a claimant, you have the right to request a second opinion or question recommended treatment; however, if you simply refuse treatment altogether the insurance carrier will eventually suspend your benefits.
  • You are receiving other benefits – if you begin receiving benefits such as SSDI, SSI, or retirement benefits your workers’ compensation benefits could be modified accordingly.
  • You have received the maximum allowable benefits – there is a cap to the number of weeks some types of benefits are payable. If you reach the maximum number of weeks your benefits could be suspended.

 

While there are legitimate reasons for suspending or modifying Michigan workers’ compensation benefits, it is also common for benefits to be suspended or modified in error. For this reason, you should always check with your Michigan workers’ compensation attorney immediately if there is a change in your benefit amount or if your benefits stop altogether.

If you have specific questions or concerns, contact the experienced Michigan workers’ compensation attorneys at Slusky and Walt, the American Benefit Experts, by calling 1-800-ABE-HELPS (1-800-223-4357) today to schedule your free consultation.

Can I Get Social Security Disability If I Suffer from Diabetes?

November 25, 2014 by John Walt Leave a Comment

Can I Get Social Security Disability If I Suffer from Diabetes?

As a diabetes sufferer, your symptoms and complications may eventually prevent you from working. If that occurs, you may be entitled to benefits through the Social Security Disability Insurance, or SSDI, program.

 

Diabetes mellitus 1 and 2 are conditions that affect the pancreas’ ability to produce insulin. Type 1 is diagnosed in childhood and because the body does not produce insulin, or produces insufficient insulin, requires insulin injections. Type 2, or adult onset, is based on the body’s immune response to insulin. In this form, the body is resistant to the insulin being produced, and therefore is lacking the means to metabolize sugars ingested. It is usually the result of poor diet, lack of exercise, and occasionally is hereditary. Both can be life long debilitating diseases depending on treatment response and compliance. Diabetes can mean a simple lifestyle change or a complicated disease that slowly takes away the freedom to enjoy life. If you find that your diabetes is preventing you from working and causing a decline in your health, SSDI may be available to those who qualify.

 

Depending on what type you have, you may be wondering if you qualify for SSDI benefits in the event that full-time work has become a problem for you. The qualification process is complicated and many requirements must be met; however, many are able to qualify based on their existing history and complications arising from the disease. Take note that diabetes itself has been removed from the qualifying list, or Blue Book, for SSDI as of 2011 because type 2 can be a preventable disease and treatments are usually effective in managing both types of the disease. Therefore, one must be able to prove that issues arising from the disease are causing disability. Some of these issues include neuropathy (nerve damage), which results in motor skill disturbance, retinopathy that affects visual ability, acidosis, cardiovascular disease, kidney problems, digestive problems, high blood pressure, skin infections, and amputations. If you are affected by any of these complications, you may qualify for SSDI.

 

If you are having any of the residual complications, it is important to have documentation from specialists, as well as from your primary care physician that state that the complications are from diabetes and that your diabetes is impairing your ability to perform work. Specialists, of course, are more credible than primary physicians. There is also the residual functional capacity (RFC) form from SSDI that is used to determine what level of work, if any, you are able to perform despite your complications. It is possible to still receive benefits even if you can perform certain types of work – sedentary, part-time, or other types of limited working environments

 

Because this disease tends to have limitations and requires considerable evidence to prove disability, many claims are initially denied. If your diabetes is preventing you from holding down a job, however, applying for SSDI may be your best option. If you have specific questions or concerns, contact the experienced Michigan SSDI attorneys at Slusky and Walt, the American Benefit Experts, by calling 1-800-ABE-HELPS (1-800-223-4357) today to schedule your free consultation.

Can Certain Medical Conditions Get You Approved for SSDI Automatically?

November 20, 2014 by Howard Slusky Leave a Comment

Can Certain Medical Conditions Get You Approved for SSDI Automatically?

Suffering from a medical condition that impairs your ability to work can be difficult to deal with, especially when your inability to work results in financial struggles as well. Fortunately, help may be available through the Social Security Disability Insurance, or SSDI, program. The SSDI program provides monthly monetary benefits for those who qualify. All medical conditions, however, are not alike when it comes to applying for SSDI. Some conditions qualify you automatically, and others may take months to years to be approved as a limiting disability. An experienced SSDI attorney is your greatest asset in both situations.

 

Generally, the Social Security Administration (SSA) has a listing of disabilities that automatically qualify you for benefits. This allows you to bypass the hassle of appeals and delayed benefits. This list can be found in the Blue Book on the SSA website. If your condition is not on the list, the Determining Disability Services agent at your local office may use the “grid”, a table of conditions cross-referenced by age and work ability, to qualify you. If you feel your situation applies to any of the following, you may have grounds for automatic qualification.

 

  • You have a terminal illnesses like end stage cancer, or AIDS, or another illness that will result in death.

 

  • You qualify for a “compassionate allowance”, which is a list of about 220 conditions that are serious enough to warrant a quick approval with little medical evidence.

 

  • You have a Presumptive Disability (PD); which is a list of 15 obvious and life long conditions that automatically qualify; including ALS, Down’s Syndrome, HIV, blindness and deafness.

 

  • You are a threat to yourself (suicidal) or to the public (homicidal).  Many mental illnesses fall into this category, and so should be inquired about carefully.

 

Additionally, certain circumstances, not necessarily medical conditions, can also be automatic qualifiers, including, but not limited to

 

  • You served in the military on or after October 1, 2001, although the disability does not need to be related to military service.

 

  • You are in dire need of assistance as a result of your condition. For example, you are at risk of losing, or have lost, food, shelter, or medical treatment because of your condition and you can show evidence of your needs. Some examples of evidence may include unpaid bills (regular or medical), bank statements, eviction notices, foreclosure notice, utility shut offs, expiration of medical coverage, and other hardships.

While there is no guarantee that you will be eligible for an automatic qualification, these examples can act as a guide if you plan to apply for SSDI. Because the SSDI application process can be confusing, and the denial rate is high (70 percent of initial applications are denied) it is in your best interest to consult with the experienced Michigan Social Security benefits attorneys at Slusky and Walt, the American Benefit Experts before applying. The team may be reached by calling 1-800-ABE-HELPS (1-800-223-4357) today to schedule your free consultation.

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Slusky & Walt, P.C.

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248-559-9100

Southfield

17515 West Nine Mile Road, Suite 400 Southfield, MI 48075

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