The victim of a motor vehicle accident frequently suffers more than just physical injuries as a result of the collision. Often, an accident also causes emotional trauma and financial hardship as well. Although we use the word “accident”, most collisions are actually the result of someone’s negligence. If the negligence of another party played a role in your collision you may be entitled to compensation to defray the costs associated with the accident as well as to compensate you for the emotional trauma caused by the other party’s negligence.
At Slusky & Walt, P.C., founders of A.B.E., the American Benefits Experts, we are committed to helping you secure the benefits to which you are entitled. We understand how an auto accident impacts the life of a victim as well as the lives of the victim’s family. Our auto accident attorneys will ensure that the negligent party is held accountable and that you are fully and fairly compensated for all of your injuries. If you have been involved in a Michigan auto accident and you believe that another party’s negligence caused, or contributed to, the collision, contact the car injury lawyers A.B.E. team at Slusky& Walt, P.C. today at 1-800-ABE-HELPS (1-800-223-4357) to schedule your free consultation.
Michigan Motor Vehicle Accidents – How “No-Fault” Works
Michigan is among a growing number of states that have a “no-fault” insurance law. Though the law is complex, its purpose is not. The goal of implementing a no-fault system was to reduce the number of car accident lawsuits filed for situations where the victims suffered only minor injuries. The basic premise of the no-fault system is that your own insurance policy will cover economic damages — medical bills and lost wages (up to 85 percent)– that result from an accident regardless of who was at fault in the collision. If you were an uninsured passenger or pedestrian, the law also determines whose insurance policy will cover your injuries. The most important difference between the traditional fault system and the new no-fault system is that non-economic damages, what most people refer to as “pain and suffering”, are not paid by your own insurance policy under the no-fault system.
Contrary to what many people believe, however, the no-fault system does not prevent you from pursuing additional compensation from an at-fault driver. Pain and suffering damages, as well as additional coverage for excessive economic damages, may be still be available to you under the no-fault system. This additional compensation is only available by pursuing a traditional personal injury lawsuit which requires you to have suffered a “threshold injury”. Michigan law defines a “threshold injury” as:
“A serious impairment of an important body function, serious disfigurement or scarring, or death.”
Do not let an insurance adjuster, or anyone else, convince you that your injuries do not qualify for additional compensation. Only an experienced Michigan car accident attorney can evaluate the specific facts and circumstances surrounding the collision and provide you with the advice and guidance you need as the victim of a motor vehicle collision.
The American Benefit Experts at Slusky & Walt, P.C. are committed to helping victims recover physically, emotionally, and financially, from the devastation caused by a motor vehicle collision. You have a right to be fully and fairly compensated for all of your injuries. Let the A.B.E. help you recover the compensation to which you are entitled. Contact the Auto Accidents Attorneys A.B.E. team today at 1-800-ABE-HELPS (1-800-223-4357) so that we can get started on your road to recovery and compensation.